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Pinacle Personnel Services LLC | Debbie Hatch If you retire from the federal government, prior to age 62 and under the Federal Employees Retirement System (FERS), you are eligible to receive the FERS Annuity Supplement. If you are 62 or older, and have amassed at least 40 credits, you are eligible to receive Social Security
Pinnacle Personnel Services, LLC | Debbie Hatch Back in the day, men handled the family finances. I don’t think we’re surprised to hear that. Can I tell you something that might surprise you, though? Many women, even in 2018, have left the financial planning to their spouse/partner. In my line of work, as a retirement
Pinnacle Personnel Services, LLC. | Debbie Hatch Finding it difficult to create and stick to a budget? In the classroom, I equate financial planning to health and wellness. We want to get healthy. We want to eat better. We want to get back to the gym or track. We want to lose weight or gain muscle.
Pinnacle Personnel Services, LLC | Debbie Hatch I want to talk for a moment about divorce. Specifically, if you’re a federal retiree. In 2016, without any type of public notice, the Office of Personnel Management (OPM) decided that a divorce decree apportioning a FERS retiree’s benefits to a former spouse should also automatically apply to
Pinnacle Personnel Services, LLC | Debbie Hatch I love teaching but I equally love learning. For that reason, I personally invest in at least two events per year that will help me to grow as an instructor. Today I’m attending a Peak Work Performance Summit hosted by Ron Friedman, Ph.D., author of The
Pinnacle Personnel Services, LLC | Debbie Hatch I’m a little late posting here. I shared the information on Facebook back on December 31st. It’s still – come one, we’re only 4 days into the new year – incredibly relevant. I want to preserve it for the long term. So…here goes. I saw the most appropriate
Pinnacle Personnel Services, LLC | Debbie Hatch Can I bother you with a question? It’s a quick one but I’d like for you to take a few minutes to think about your answer. ==> We plan ahead for college or careers. We understand that we must take certain classes, set money aside, and
Pinnacle Personnel Services LLC | Debbie Hatch With so much being reported over the past couple of days, and wide-spread hysteria about TSP, I’d like to clarify a few things. First, THE CONCERNS. While I won’t name specific names, several “professional” reporting agencies and “experts” have shared this picture on their various sites. It is
Pinnacle Personnel Services, LLC | Debbie Hatch Updated 21 Nov 2019 I wrote Part I of this blog a couple days ago. It discussed why people worry about “Surviving the Holidays”, and some of the misinformation accompanying that madness from the diet industry. You can find it here. Today, in Part II, I’d like to
Pinnacle Personnel Services LLC | Debbie Hatch Medicare Part A Is typically paid through a payroll tax. Employers pay 1.45% of earnings and employees pay a minimum of 1.45% themselves. Under the Affordable Care Act of 2010, a surtax on earnings became effective 1 January 2013. Since that time, people making $200,000 or more pay
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