Agreement between User and https://pinnaclepersonnelservices.com

Welcome to https://pinnaclepersonnelservices.com (the “Website”) which is comprised of various web pages operated by Pinnacle Personnel Services LLC (“Pinnacle Personnel”). This website is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of the website constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.

https://pinnaclepersonnelservices.com is a retirement planning and financial literacy blog site.

We pride ourselves on providing accurate, current, and unbiased information regarding retirement planning. Our goal is to simplify financial literacy, concepts, and retirement planning so that everyone can understand it. We do this through online, in-person, and live virtual training programs, classes, webinars, and seminars. Additionally, we provide one-on-one consultation services. Deborah Hatch, nor Pinnacle Personnel, are certified financial planners. As such we do not make recommendations related to any specific financial product or service; sell financial products/services, nor allow people who do, into our sessions; sell supplemental financial planning or insurance services, nor allow people who do, into our sessions; brand with the name or contact information for any financial services firm; nor distribute business cards, flyers, or marketing materials for financial services firms.

Privacy
Your use of this website is subject to Pinnacle Personnel’s Privacy Policy. Please review our Privacy Policy, which also governs the website and informs users of our data collection practices.

Electronic Communications
Visiting https://pinnaclepersonnelservices.com or sending emails to Pinnacle Personnel constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the website, satisfy any legal requirement that such communications be in writing.

Children Under Eighteen
Pinnacle Personnel does not knowingly collect, either online or offline, personal information from persons under the age of eighteen in compliance with COPPA (Children’s Online Privacy Protection Act) and the GDPR (General Data Protection Regulation of the EU). Our Website and its content is directed to individuals who are at least 18 years old or older.

Cancellation/Refund Policy
You may unsubscribe from our e-newsletters or updates at any time through the unsubscribe link at the footer of all email communications. You may cancel a consultation, and receive a full refund any time prior to the retirement report being provided to you. Email receipt shall constitute proof the report has been provided – whether you admit to opening that email or not. Virtual seminars and webinars are refundable up to 48 hours prior to training. Once course materials have been sent, classes are no longer refundable. Email receipt shall constitute proof the report has been provided – whether you admit to opening that email or not. As you’ll have access to, and can download, 100% of the materials for [Breaking] The Retirement Code, that online course is typically non-refundable. School owners can issue refunds through Teachable within 30 days of the purchase date in limited cases approved and agreed to by Pinnacle Personnel. If you are struggling with the course materials, please reach out. It is my most sincere intent that you will find tremendous value in everything my company offers. If you have questions or are experiencing problems unsubscribing, please contact me personally at debbie@pinnaclepersonnelservices.com.

Links to Third Party Sites/Third Party Services
https://pinnaclepersonnelservices.com may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of Pinnacle Personnel and Pinnacle Personnel is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. Pinnacle Personnel is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by Pinnacle Personnel of the site or any association with its operators.

Certain services made available via https://pinnaclepersonnelservices.com are delivered by third party sites and organizations. We only partner with reputable companies but we have no liability for the content and activities of any other individual, company or entity whose website or materials may be linked to our website or its content. Please review their terms and conditions for guidelines, individually.

No Unlawful or Prohibited Use/Intellectual Property
You are granted a non-exclusive, non-transferable, revocable license to access and use https://pinnaclepersonnelservices.com strictly in accordance with these terms of use. As a condition of your use of the website, you warrant to Pinnacle Personnel that you will not use the website for any purpose that is unlawful or prohibited by these Terms. You may not use the website in any manner which could damage, disable, overburden, or impair the website or interfere with any other party’s use and enjoyment of the website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the website.

All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the website, is the property of Pinnacle Personnel or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. Pinnacle Personnel’s content is not for resale. Your use of the website does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of Pinnacle Personnel and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of Pinnacle Personnel or our licensors except as expressly authorized by these Terms. Unless you have obtained written, signed consent for Pinnacle Personnel’s CEO, you do not have permission to print, disseminate, or share any of our materials.

Use of Communication Services
The website may contain bulletin board services, comment areas, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”). You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.

By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded; restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including e-mail addresses, without their consent; violate any applicable laws or regulations.

Pinnacle Personnel has no obligation to monitor the Communication Services. However, Pinnacle Personnel reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. Pinnacle Personnel reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

Pinnacle Personnel reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in Pinnacle Personnel’s sole discretion.

Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. Pinnacle Personnel does not control or endorse the content, messages or information found in any Communication Service and, therefore, Pinnacle Personnel specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized Pinnacle Personnel spokespersons, and their views do not necessarily reflect those of Pinnacle Personnel.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload the materials.

Materials Provided to https://pinnaclepersonnelservices.com or Posted on Any Pinnacle Personnel Web Page
Pinnacle Personnel does not claim ownership of the materials you provide to https://pinnaclepersonnelservices.com (including feedback and suggestions) or post, upload, input or submit to any Pinnacle Personnel website or our associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting Pinnacle Personnel, our affiliated companies and necessary sublicensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. Pinnacle Personnel is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in Pinnacle Personnel’s sole discretion.

By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

International Users
The Service is controlled, operated and administered by Pinnacle Personnel from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the Pinnacle Personnel Content accessed through https://pinnaclepersonnelservices.com in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

Indemnification
You agree to indemnify, defend and hold harmless Pinnacle Personnel, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney’s fees) relating to or arising out of your use of or inability to use the website or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. Pinnacle Personnel reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with Pinnacle Personnel in asserting any available defenses.

Arbitration
In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator’s award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney’s fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforceability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.

Class Action Waiver
Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH’S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and Pinnacle Personnel agree otherwise, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding.

Liability Disclaimer
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE WEBSITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. PINNACLE PERSONNEL SERVICES LLC AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE WEBSITE AT ANY TIME.

PINNACLE PERSONNEL SERVICES LLC AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE WEBSITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. PINNACLE PERSONNEL SERVICES LLC AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL PINNACLE PERSONNEL SERVICES LLC AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE WEBSITE, WITH THE DELAY OR INABILITY TO USE THE WEBSITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE WEBSITE, OR OTHERWISE ARISING OUT OF THE USE OF THE WEBSITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF PINNACLE PERSONNEL SERVICES LLC OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE WEBSITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE WEBSITE.

Termination/Access Restriction
Pinnacle Personnel reserves the right, in its sole discretion, to terminate your access to the website and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Florida and you hereby consent to the exclusive jurisdiction and venue of courts in Florida in all disputes arising out of or relating to the use of the website. Use of the website is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between you and Pinnacle Personnel as a result of this agreement or use of the website. Pinnacle Personnel’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of Pinnacle Personnel’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the website or information provided to or gathered by Pinnacle Personnel with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and Pinnacle Personnel with respect to the website and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and Pinnacle Personnel with respect to the website. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.

Changes to Terms
Pinnacle Personnel reserves the right, in its sole discretion, to change the Terms under which https://pinnaclepersonnelservices.com is offered. The most current version of the Terms will supersede all previous versions. Pinnacle Personnel encourages you to periodically review the Terms to stay informed of our updates.

Contact Us
Pinnacle Personnel welcomes your questions or comments regarding the Terms:

Pinnacle Personnel Services LLC
_________________
Tampa, Florida 33624

Email Address:
debbie@pinnaclepersonnelservices.com

Effective as of July 24, 2020