Category: Blog

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No More Prohibition on Hardship Withdrawals

Pinnacle Personnel Services  |  Debbie Hatch If you’ve attended any of my classes, you’ve heard me talk about In-Service Withdrawals from the Thrift Savings Program.  These options allow you to remove some of your TSP while you’re still working.  We have an Age-Based at 59 ½ years old or older, and a Hardship Withdrawal which

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Finding Money for your Retirement Savings

Friday Financial Tidbit Pinnacle Personnel Services  |  Debbie Hatch How many times have you thought, “I can’t possibly afford to save for retirement”? It can definitely feel that way and is occasionally true.  Although, even as a single mom of two on a very limited budget, I committed to buying a $50 savings bond each

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Are you already dreading your New Year’s resolutions?

Pinnacle Personnel Services  |  Debbie Hatch It’s here. The new year. Almost, anyway.  We still have Sunday and Monday to “enjoy ourselves” before changes start. January 1st holds so many dreams, hopes, and wishes. It’s the day thousands of people believe they will wake up and “just” be different.  Better.  We’ll finally do all of

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Important Retirement Updates for 2019

Pinnacle Personnel Services, LLC  |  Debbie Hatch It’s that time of the year.  We are rapidly approaching the end of 2018.  I’m not one to make New Year’s resolutions but I do always set new goals and make plans. I’m updating all of my class books and plan to work with an editor for my

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Healthy Nutrition in Just Five Habits

Pinnacle Personnel Services LLC  |  Debbie Hatch Did you know I’m a certified personal trainer? Or that I hold two national certifications in nutrition? Some people might view these facts as nothing more than, interesting, in a passing thought kind of way.  How much could personal training have to do with retirement? While I don’t

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‘Tis the Season: Open Season

Pinnacle Personnel Services, LLC  |  Debbie Hatch Since yesterday was a holiday, I’m making this post today.  It’s of potential value to everyone:  federal civilians, active military, retired military, self-employed/self-insured individuals, small businesses, and Medicare recipients.     MILITARY RETIREES The Tricare Retiree Dental Program (TRDP) ends on 31 December. If you were enrolled in TRDP,

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Is This the Retirement Tsunami They’ve Forecasted?

Pinnacle Personnel Services LLC  |  Debbie Hatch It’s been forecasted for a number of years.  Is this it?  Is the federal retirement tsunami upon us?  Certainly, numbers have been up. Through the first nine months of this year, the Office of Personnel Management (OPM) has received 85,308 retirement claims, almost 9,500 a month.  Last year, at

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