Stories of successful retirement
Hundreds of successful retirees once stood in your shoes. Follow in their footsteps.
THANKS FOR EVERYTHINGYour booklet is sitting on top of my keyboard at home and I have begun constructing my retirement spreadsheet. My wife and I will use it to plan/assessment our retirement options in the very near term. The class was valuable not only by presenting the nuts-and-bolts facts, but also by spurring us to think and plan.
WHAT IF YOU HAD A TUTOR TO COACH YOU THROUGH THE EXAM?That’s what Deborah Hatch is. She will coach you through benefit decisions so that you will be able to take advantage of all opportunities that are available for you. Although she will answer questions for your unique situation she will NOT take the test for you. Only you know what’s best for your own circumstances and she can only present you options. I have greatly benefited from Debbie’s advice; the open season doesn’t seem as frightening as it once was.
I TOLD HIM, “I KNOW THE PERFECT PERSON” AND GAVE HIM YOUR NAMEI ran into the training coordinator yesterday and he started "venting" about how he could not find anyone to provide high quality retirement training. Previous instructors couldn’t explain the topic to any level of detail. I remember you answering all kinds of tough questions (without being demeaning or making people feel dumb for asking) and getting rave reviews from all participants. I’ve scheduled A LOT of training. You have been - by far - the easiest to work with and always received the greatest reviews. I gave him your name.
ALL OF THE EMPLOYEES WHO ATTENDED GAVE THE SAME FEEDBACK: FANTASTICI wanted to sincerely and genuinely thank you from all of us for instructing the Retirement Training Seminar at Youngstown. I have attended a few of these classes over the years. Yours is the best. Please continue to do what you do, spreading the gospel, preparing our Federal Employees for their future. So many of us will benefit from your wealth of knowledge. We all look forward to working with you in the future!
The best part for me, was the presentation of real-life examples, computations, and the discussion of choices to be made at retirement. The instructor has an independent, un-biased perspective regarding the retirement benefits options.
Thank you again for your outstanding presentation yesterday. That is the best retirement-related presentation that I’ve ever seen! You have mastered a plethora of information and provide actionable details that can really save future Government retirees thousands of dollars over their retirement lifetimes. And, while you are a guru, you still have the “heart of a teacher.” Thank you very much. I will be recommending your course to everyone I know, for sure.
Debbie is knowledgeable about each aspect of her presentation and answered every one of my questions. I sincerely appreciated the opportunity to ask questions.
Debbie Hatch is dedicated and passionate about this subject. Her desire is to empower every employee by providing the information necessary to make intelligent and informed retirement decisions. Fortunately, I have come to know her on a personal level as well. She is an amazing, driven and inspiring powerhouse who’s positive energy is contagious. She brings that energy to her classes and personal consultations in an effort to motivate her students to make choices that will create their best possible life – before and after retirement.
DEBBIE KNOWS HER STUFFThe fact that she was a federal employee herself definitely shows; and she loves what she does! I would recommend every federal employee take this class. It is helpful and well structured to ensure everyone understands what they should start looking at for retirement.
THANK YOU SO MUCH FOR ANSWERING OUR QUESTIONS SO CLEARLYWe had read/reviewed a couple books on Social Security and were more confused after finishing them than when we started. These were questions for which we could not figure out the answers even with the books. This information will help us move forward.
I SINCERELY APPRECIATE THE IN-DEPTH, EASY TO UNDERSTAND EXPLANATIONS AND EXAMPLESValuable information was provided in a professional and concise manner. Debbie’s knowledge of the material and discussion of previously encountered questions was invaluable. She covered things we didn’t even know to ask. This is the best class I have ever attended.
THIS INSTRUCTOR HAS AN EXCEPTIONAL LEVEL OF KNOWLEDGE ON THE SUBJECTS OF RETIREMENT AND BENEFITSI’ve been to many retirement seminars over the years but never got much out of them. Debbie’s way of presenting the material is excellent. I learned more about my benefits, in just a couple hours, than I did from all of the previous seminars combined.
Debbie Hatch is one of the most ethical and professional trainers I have had the pleasure of working with. She’s easy to work with and always provides factual, up-to-date information (not everyone does).
Tomorrow will be my last day in the office as I am retiring. If it wasn’t for your awesome retirement seminars, I personally would have been lost in preparing my retirement paperwork. Because of your classes, I am retiring with confidence. Debbie thank you so much for the services you’ve provided to the Los Angeles District through your retirement sessions in Arizona, Las Vegas and Southern California. Everyone from my District that has attended one of your sessions, has praised you as the “best”.
Debbie is knowledgeable about each aspect of her presentation and answered every one of my questions. I sincerely appreciated the opportunity to ask questions.
Debbie is extremely conversant on all topics – not only CSRS and FERS but also how civil service and military programs interface with Social Security, Medicare, etc. None of my questions were left unanswered. Since so much of retirement planning is essentially “self-help” and much of it are things employees don’t work with regularly. This course is vital to ensure all the benefits and responsibilities are well understood.
THE ORGANIZATION OF THE MATERIAL WITHIN THE BOOK IS FANTASTICDebbie is a very knowledgeable and natural teacher. She knows how to get this detailed and comprehensive information across to every person regardless of their position or education level.
I WOULD ABSOLUTELY RECOMMEND THIS COURSE TO OTHERSI was extremely impressed by Debbie’s incredible knowledge base. She is fantastic.
FIRST, LET ME SAY HOW EXTREMELY HELPFUL YOUR FERS CLASS WASThank you for such a well-organized and well-delivered presentation! I definitely appreciate it.
EXCELLENT EXPLANATIONS!Debbie presents everything in such a detailed way that any confusion is eliminated. Everyone should attend this class!!
Remember when you were preparing for finals? You’d cram all of the information in every night, up until the day of the exam. You sit down, open the test, and realize that you have forgotten everything that you’ve studied. You look over the one sheet of notes that you’re allowed to bring, but now you have forgotten why you put most of the information on the page. You panic as you realize that your time is running out . . . That can be your experience as you prepare for Open Season for Federal Employees. Lots of information, lots of reading, lots of dead ends and convoluted data. The window for open season is very short and before you know it time is up and you’re stuck with decisions that you’ve made until the next open season. What about retirement? What if you put in your paperwork for retirement only to realize that if you would have taken advantage of certain opportunities earlier in your career you would be much better off. What if you had a tutor, someone to coach you through the exam while you’re taking it? That’s what Deborah Hatch is. She will coach you until and through open season so that you will be able to take advantage of all opportunities that are available for you. Although she will answer questions for your unique situation she will NOT take the test for you. Only you know what’s best for your own circumstances and she can only present you options. I have greatly benefited from Debbie’s advice; the open season doesn’t seem as frightening as it once was. If you don’t want to miss out on tips for retirement and be well prepared for open season then you need to talk to Debbie! She answered a question that I had for months in a matter of minutes! Even after I read it from the OPM website and the references she provided to me, the way she put it made more sense!
I ordered the book and read it in one sitting. It’s so easy to understand. Such a quick read. I absolutely love it!
Debbie effectively tailored this course to the interests of the group. The information is critical for new employees as well as those nearing retirement.
FROM ALL APPEARANCES, YOU REALLY ENJOY WHAT YOU DOWhile it’s a business, I hope you also recognize the impact you have on people’s lives. The retirement process would be much more intimidating without the knowledge I picked up in your course. The impact of what I learned will help me the rest of my life. Given the number of people you’ve helped over the years, that’s quite a legacy. Thank you so much.
THANK YOU FOR ALL YOUR SAGE ADVICEI am facing retirement with unbridled enthusiasm mainly because I know everything is in place.
VERY THOROUGH DISCUSSIONS ABOUT A VARIETY OF DIFFICULT TOPICSInformative. Helpful. Well worth my time and money. I finally understand my options!
WHAT A GREAT CLASSDebbie is a great instructor! Such a wealth of valuable knowledge.
I recently took the FERS training. I love how you explained everything: so very clear. I also appreciate the references. Thank you so much.
You really do make me less ‘anxious’ about all this…thanks for ‘holding my hand’! Have a great week and know you are very much appreciated!
I took the class a couple years ago. I have referred to the book countless times. I am now retiring and I was able to make election easily because of what I learned from you.
Ms. Hatch presents this critical information in such an easy-to-understand manner! I finally feel that I can actually retire.
BEST INSTRUCTOR I’VE EVER HAD!Professional and extremely knowledgeable about the subject matter. What I learned from this class will help me to help our employees. Thank you so much!
DEBBIE HAS YEARS OF EXPERIENCE WITH EDUCATING AND ASSISTING FEDERAL EMPLOYEES ABOUT THEIR RETIREMENT GOALS.She breaks down the complicated areas so that anyone can prepare for a comfortable retirement.
THIS INFORMATION IS SO IMPORTANT FOR ALL EMPLOYEES!Younger employees need to know how to plan, now!
WHAT A WELL INFORMED INSTRUCTORShe kept my interest. The handbook and reference materials are outstanding.
The personal consultation with Debbie was worth every penny. She is one of the most professional people I’ve ever worked with. It is rare to find someone so eager to help. She listens, which in this arena is so important. She knows the rules and how they apply to your specific situation. Don’t try to figure this out on your own. This is typically a once in a lifetime decision. Let the professionals help.
I am very pleased with the consultation I received from Pinnacle Personnel. I had three retirement reports done by my local HR and there were gaps/holes that did not make me feel comfortable. I needed a detailed map so I could prepare for my retirement journey. That’s what Debbie provided me. Simply put: retirement peace of mind. I do not have time nor expertise in this field and there’s too much to wager. I have done the footwork and taken time to locate a solid retirement advisor: Debbie Hatch at Pinnacle Personnel Services is the one for me. She knows the federal system. Her reports are very well put together. Excellent communication and efficiency in helping others find out where they are really at in the retirement maze. Thank you so much for your help, Deb.
I admire your ready knowledge of all this stuff that's so overwhelming to us mere mortals! It's like buying a house - not something we (usually) do often, filled with big words and bigger decisions, the consequences of which we won't know until well down the road. You nailed the emotions on this roller coaster ride: intimidating and scary. Also exhilarating and amazing. Thanks for helping me work this out. It's nice to see someone who likes what they do. So THIS is what real expertise looks like!
Debbie Hatch is absolutely phenomenal. She genuinely cares about providing timely, accurate and relevant information. Debbie knows her stuff, is quick to answer questions, and stays informed as changes occur. Debbie is able and willing to run “what if” scenarios, understands the stress that preparing for retirement can bring, and offers clear answers to complex issues. She cares about those she’s working with. Make the investment – undoubtedly it will give you peace of mind moving forward into the next stage of life.
I HIGHLY RECOMMEND HER SERVICES FOR SOMEONE CONTEMPLATING RETIREMENT.This exercise taught us additional information about benefits that we did not know existed and we could use it to benefit us financially. We now have piece of mind that we more fully understand our options from someone who is an expert in the field. This is an absolutely invaluable opportunity to be prepared and avoid making a costly mistake. Debbie is very professional, efficient, caring and provides a comprehensive report.
I WOULD HAVE NO RESERVATIONS TELLING ANYONE TO CALL HER.Debbie’s consultation provided important data needed for retirement info. Her inputs provided me the information required to insure that accurate data was submitted.She took the time out of her busy schedule to call me and provide the info that I needed. She was very professional and did not rush through the process. Debbie is very professional and very knowledgeable on both CSRS and FERS retirement. She can provide more in depth knowledge than BEST and HR.
I CAN’T SAY ENOUGH GOOD THINGS ABOUT DEBORAH HATCHshe is knowledgeable, supportive, and responsive. Retirement from government service is something that most of us only do once. It is nice to have someone with Ms, Hatch’s experience on your side, especially when your retirement has unusual circumstances. Getting things done prior to the pandemic was problematic enough. Deborah was able to help me cut through the confusion, ensure that I got the right information to the right people, and armed me with the knowledge to help the people in these organization get the job done. Without her help, I am certain I would still be struggling for situational awareness, let alone moving forward. Thank you Deborah!
DEBBIE WAS EXTREMELY INFORMATIVE AND HELPFUL WITH THE ENTIRE RETIREMENT PROCESSI was sitting at my kitchen table looking at all the forms I had to fill out and I was totally confused! I contacted Debbie and she walked me through my retirement forms page by page and I was amazed! She took the weight of the world off my shoulders! Debbie is very experienced and I would recommend her to any civilian who’s contemplating retirement in the future!
I had decisions to make that would affect the rest of my life and trouble getting answers. What to do? I emailed Debbie! She gave prompt and accurate information to every inquiry, enabling me to make the best choices for me. I retired happy and confident and with peace of mind. Debbie saved me thousands of dollars and gave me peace of mind which is priceless. Do it! Retirement decisions will affect the rest of your life. If you need help, Debbie provides clear, accurate, and prompt help. She is outstanding!
Do it! I absolutely recommend this. I am an advocate for getting information even if your retirement date is in the far future. I have spoken to several folks already about my positive experience with debbie. Our phone conversation was invaluable. I love that I had the lead time to review my report and formulate questions prior to our call.
I couldn’t have done it as easily or as well without you. I can never thank you enough for all of the assistance you provided to me in my retirement planning. It happened during a difficult stage in my life. My thought process was a little clouded because of cancer treatments. I’ve had my last scheduled chemotherapy. My wife and I are using some of the retirement money on a cruise! We are scheduled for a week’s trip to Germany and have all sorts of additional mini trips planned during the rest of the year. I have a new grand-child on the way! We’re living life and loving every second of it. Thank you from the bottom of my heart for giving me the support, information, and education to make this chapter a reality.
It is worth every penny to use the service and I consider Debbie one of the most professional and accommodating people I have worked with. It is rare to work with somebody like her who is eager to help. Also, she listens which in this case is important. Also she sure knows her material to include everything related to retirement. Don't try to figure it out on your own. This is once in a lifetime decision. Let the professionals help.