Category: Blog

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Don’t Just Survive the Holidays

Pinnacle Personnel Services LLC  |  Debbie Hatch Updated 20 Nov 2019 The days are shorter.  There’s a nip in the air.  Many leaves have fallen to the ground.  It’s already snowed in several places across the US.  The airports are packed. It’s the week before Thanksgiving.  Already. First, let me say this. Many people struggle

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Thrift Savings Program (TSP) Modernization Act Signed into Law

Pinnacle Personnel Services LLC  |  Debbie Hatch Great news!  This past Friday, President Trump signed into law the TSP Modernization Act. This law provides welcomed changes to the thrift savings program.  First introduced in the Senate back in April, the law does away with numerous restrictions and offers new withdrawal choices. To quote the Senate,

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Happy Birthday Social Security

Pinnacle Personnel Services LLC  |  Debbie Hatch President Franklin D. Roosevelt signed a law creating Social Security on 14 August 1935.  Our country was in the midst of a great depression at the time.  He said he was, “looking for a sound means to provide security against several of the great disturbing factors in life –

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Not Everyone Who Offers Help is There to Help

Pinnacle Personnel Services LLC  |  Debbie Hatch And so it continues. Warning  *  Warning  *  Warning  *  Warning  *  Warning When I tell you there are people out there taking advantage of federal employees, I’m telling you the truth. I’m glad to see the SEC cracking down on these people.  I’m sad this is what’s

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Advice from an Octogenarian

Pinnacle Personnel Services LLC  |  Debbie Hatch On my way home from Oklahoma, yesterday, I sat next to a lady who struck up a conversation. Long story short, she’s 88 years old. She was flying to DC to celebrate her cousin’s 100th birthday!!! She told me, “I’ve looked up to her as a role model my

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Double Authentication is Coming (again) to Social Security

Pinnacle Personnel Services LLC  |  Debbie Hatch  Online security is super important. Many of your online accounts likely already use double authentication.  Last summer, the Social Security Administration added it but mandated the second device (where you would receive the code to type into your computer) had to be a cell phone.  Many people expressed

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Facts About Social Security Benefits

Pinnacle Personnel Services LLC  |  Debbie Hatch  I don’t work for Social Security. I don’t run Social Security. I’m not responsible for Social Security, and I’m not a politician, but I do teach about the program in my retirement seminars and know, for a fact, that most people don’t really understand the system.   Memes

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Estimating the FERS Supplement

Pinnacle Personnel Services LLC  |  Debbie Hatch  Question from the Classroom: Clarification of the FERS Annuity Supplement. “I’m getting conflicting results for my FERS Supplement between what you taught us in class, and what my agency is estimating it to be. Using the worksheet you provided, it’s $871.20. My agency is showing it as $1,615

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What is a 26(f) Plan?

Pinnacle Personnel Services LLC  |  Debbie Hatch Received an easy enough question this morning, “What is a 26(f) plan?” As is the case in the classroom, the questions are always easy.  It’s the answers that take a while!  Luckily I have a tall cup of fresh coffee in front of me. It seems there’s a

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